Protecting Your Financial Interests: Financial Mis-Selling Claims
Have you been the victim of financial mis-selling? If so, our team of experienced solicitors may be able to help you recover what you are rightfully owed.
Financial mis-selling occurs when you are given unsuitable advice, not given all the information you need, or are misled about a financial product. This can include things like pensions, investments, mortgages, insurance policies, and more.
At Sarah Waddington Solicitors, we understand how confusing and frustrating it can be to realise you’ve been misled by a financial provider. Whether it’s an investment that didn’t deliver what was promised, a pension transfer that wasn’t in your best interest, or insurance sold under false pretences, we’re here to help you set things right.
Our team of expert financial mis-selling solicitors fight to recover your financial losses and hold financial institutions accountable for their actions. If you’ve been mis-sold a financial product, we’ll help you pursue the compensation you deserve, with clear advice, a strong legal strategy, and no upfront fees.
What Is Financial Mis-Selling?
Financial mis-selling occurs when a financial product or service is sold in a way that is misleading, unsuitable, or negligent. This can include receiving incorrect or insufficient advice, being kept in the dark about key risks or charges or feeling pressured into purchasing something that doesn’t meet your needs or financial goals.
Often, mis-selling takes place when advisers or providers prioritise sales targets or commissions over your best interests. They may fail to properly assess your financial situation, recommend inappropriate products, or exaggerate benefits while downplaying or omitting significant risks. This isn’t just unethical; it can be a breach of financial regulations and may entitle you to claim compensation.
Some of the most common types of financial mis-selling include:
- Mis-sold pensions, such as SIPPs (Self-Invested Personal Pensions) and transfers out of defined benefit (final salary) schemes
- High-risk or unsuitable investment products that were not clearly explained
- Interest rate hedging products sold to small businesses without proper risk disclosure
- Payment Protection Insurance (PPI), often sold automatically or to ineligible customers
- Packaged bank accounts that charged monthly fees for benefits that were never used or explained
If the product you were sold led to financial loss, long-term hardship, or unfair charges, you may have been mis-sold and could be eligible for compensation.
Even if you’re not sure whether mis-selling has occurred, our expert solicitors can help with a free, no obligation assessment of your case. You don’t need to fully understand the technical details – just share your experience, and we’ll guide you through the next steps.
Have You Been Mis-Sold a Financial Product?
The signs of financial mis-selling are not always immediately obvious. Many people agree to financial products in good faith, trusting that the advice they received was honest and in their best interest. It’s often only months or years later, when hidden fees, unexpected losses, or poor product performance surface, that the true impact becomes clear.
If you’re questioning whether you were mis-sold, consider your experience at the time of sale. Were you given clear, accurate information about the product? Did the adviser take the time to understand your financial goals and circumstances? Were the risks properly explained, or did you feel rushed and pressured into making a decision?
If any part of that process felt lacking, misleading, or unfair, there’s a strong possibility you were mis-sold a product and that you could be entitled to compensation, and the value of your claim will depend on how much money you lost as a direct result of the mis-selling.
This could include:
- Repayment of your initial investment or regular contributions
- Compensation for lost interest, returns, or growth
- A refund of hidden or excessive charges and fees
- Additional damages for stress, inconvenience, or financial difficulty caused
Our experienced solicitors will assess your situation in detail and calculate a fair compensation figure based on your financial loss and the product’s original terms. We’ll then negotiate with the party responsible, whether that’s a bank, insurer, or financial adviser, to secure the best possible outcome for you.
Trusted Legal Support That Puts You First
At Sarah Waddington Solicitors, we have a dedicated team experienced in supporting individuals who’ve been affected by financial mis-selling. We understand how overwhelming it can be to challenge a financial provider, which is why we’re committed to guiding you through every stage of the claims process – from your initial enquiry to a fair resolution.
We begin with a thorough review of your circumstances, advising you on the strength of your claim and the potential value of your compensation. You don’t need to navigate complicated paperwork or legal jargon alone; we manage the entire process on your behalf with care, clarity, and professionalism.
What sets us apart is our commitment to fairness, transparency, and client service. We offer:
- Free initial case reviews to assess if you have a valid claim
- No Win, No Fee representation, so you face no financial risk
- Regular updates and clear communication throughout your case
Our mission is to secure the compensation that reflects not only your financial loss but also any stress, inconvenience, or disruption you’ve suffered as a result of the mis-sold product.
At Sarah Waddington Solicitors, we’re more than just legal professionals; we’re advocates for people who’ve been let down by the financial system. Whether you’ve been mis-sold a pension, investment, insurance, or bank product, we will fight to hold financial institutions accountable and make your voice heard. Our Solicitors are fully authorised and regulated by the Solicitors Regulation Authority (SRA), and we’ve built a reputation based on trust, success, and client satisfaction.
If you believe you’ve been mis-sold a financial product, contact us today for a free, no-obligation consultation to start reclaiming what you’re owed.
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